Work towards your ideal lifestyle!

“Don’t judge each day by the harvest you reap but by the seeds that you plant.”

Talking money with my kids…

For me, earning money and being skint at the end of the month, is the epitome of the life that Neo had in the movie the Matrix before he made the correct choice to take the pill that set him on a different path.

Don’t buy dumb sh*t, SiP!!

If you want to start a protest don’t buy dumb sh*t…. in fact don’t buy much. Save. Invest. Protest. (SiP) I know it’s a bit of a new one here, but I used the abbreviation of ‘SiP’ a few years back as a way to avoid spending. To others, when temptations rose, I would say…

Getting to first base on FIRE!

Do this. Understand what your net worth is. It means that you will have to sit down with some paper and a pen, a calculator or even a spreadsheet or better still, some app that can help you to calculate it. But do this. Regardless of whatever tool you use to calculate this figure, which…

The 1 thing to get early in life is…

The magic that is compound interest! I have a few regrets, I also believe most people do regret something…. Don’t kid yourself on this. There is a regret that I have and it is the regret of not grabbing the concept of compound interest until my later days. If only I knew then what I…

Saving for a F.I.R.E

Moments of buying and then the moments of remorse are typical feelings for anyone saving for that moment where you can declare that you have FIRED! Financial Freedom Retired Early. (F.I.R.E) My latest purchase was a camera, a vblogging camera to be precise. Specifically for the act of video blogging. If I an honest with…

Is it really that easy?

Quit the rat race! The post says, follow these simple rules and… Build your empire…. Save up to 12 month of living expenses Develop 3 or more income streams Start making passive income Have a destination in mind Become an overnight success… Ah, ok! Got it. You have seen this before or certainly something similar….

Selling something, got to be selling something!!

So in my desire to learn some new stuff, I subscribed to a whole lot of things from Instagram, Facebook, web surfing and from the usual suspects. A lot of what I subscribed to gave me something for free which was good for the 15 minutes that it lasted. Honestly, some of it was worthwhile…

A lesson from Bitcoin.

You can take lessons from everything and anything and when my senses are high because I am on the look out for such moments of learning, then it never ceases to amaze me the things I hear and see that just stops me in my tracks and makes me think. I do immediately grab them…

3 Investment Temptations

‘Did you get in on the Niu rally’ my friend said. ‘The what?’ I said… He was meaning, did I invest in the Chinese car electric manufacturer that has had a great run on the markets, the Chinese equivalent of Tesla, it’s called Niu? No I didn’t. I wish I did, because it has had…

A Money Mind-Shift…

I see that there has been a lot of new products on the market and people as always, rush out to make the newest and greatest upgrade. I am good with that as buying what you need or want is sometimes cathartic and can give you a real dopamine hit. Nice.! I did say ‘sometimes’……

6.5 Rules about money that I tell my kids.

I have two children that live back in Scotland while I live in China. It is not always easy being an absent father, for me and for them… the situation with the virus has kept us apart for over a year and so we have embraced all kinds of medium to keep in touch. My…

Your real hourly rate is?

I was having a conversation with an old colleague back in the UK and they were exploring how they could get their money to work ‘just a little bit smarter’ for them. (his words, which I thought were great). We used to work together and he was aware that I had been working on the…

F.I.R.E Monday Mornings.

How do I make a Monday matter less in my world of things? Why do we have Monday mornings as the main focus of the week?, why does it act as the catalyst for the review of the week just gone? Why are Monday mornings so tough on the energy level? Why do some organisations…

Money Mindset

Have a money mindset and make it anything but your source of stress… During the COVD-19 epidemic I was living in Beijing, China, and my family lived back in Scotland. I had great contact with my two kids who were 16 and 22 years old at the time of the breakout, but things were stressful…

The Simple Stuff.

I was back home to Scotland for the holiday season and a friend found out that I was working on F.I.R.E and was asking a whole lot of questions when we were out for a night having a beer. Like many people in the UK, he had not heard of this new concept, but was…